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Today's Rates

Last update: February 6, 2012 09:19 AM PST

Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo

Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
30 yr fixed conforming
 3.500 0.625 3.592
3.625 -0.125 3.656
3.750 -0.875 3.720
3.875 -1.750 3.774
20 yr fixed conforming
 3.250 1.750 3.506
3.375 0.875 3.532
3.500 0.000 3.557
3.625 -0.750 3.597
3.750 -1.500 3.637
15 yr fixed conforming
 3.000 0.625 3.164
3.125 -0.375 3.144
3.250 -1.500 3.107
3.375 -2.000 3.160
3/1 ARM
30/5 yr fixed or 5/1 ARM
 2.375 0.500 3.093
2.500 0.000 3.097
2.625 -0.250 3.120
2.750 -0.625 3.134
2.875 -0.875 3.157
30/7 yr fixed or 7/1 ARM
 2.750 0.500 3.154
2.875 -0.125 3.162
3.000 -0.375 3.199
3.125 -0.625 3.237
3.250 -0.875 3.275
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Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
30 yr fixed jumbo
 3.500 1.875 3.674
3.625 1.125 3.738
3.750 0.375 3.801
3.875 -0.500 3.855
20 yr fixed jumbo
15 yr fixed jumbo
 2.875 2.750 3.314
3.000 2.125 3.347
3.125 1.125 3.325
3.250 0.000 3.287
3.375 -0.500 3.339
3/1 jumbo ARM
5/1 jumbo ARM
7/1 jumbo ARM
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Interest-Only Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
5/1 ARM Interest-Only
7/1 ARM Interest-Only
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Interest-Only Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
5/1 ARM jumbo Interest-Only
7/1 ARM jumbo Interest-Only
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.