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Low Prices for 10 years running We have been a leader at offering the best deals on mortgages for over 10 years. That was our plan and it has worked remarkably well. The new buzz words are "plain vanilla" mortgages. We have 10 years experience at just that. Buying a home? We are your broker. We will give it to you straight, the good, the bad, and the ugly. At our website you can find tools available to answer virtually any mortgage question. Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use our Debt Consolidation Mortgage Calculator! Confused by all the loan programs from which to choose? Our Loan Program page will help you find the right type of loan for you. Also, we'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice. |
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- Enthusiasm working for you
Helping people make one of their most important decisions is a serious responsibility, but something that we really enjoy doing. This enthusiasm and hard work will benefit you and help reduce the stress and anxiety often associated with real estate transactions.
- Established Credibility
We have 10 years of experience and knowledge working in this industry. And "plain vanilla", that's all we do. What is plain vanilla? No prepayment penalties, no exotic features, no junk fees, and no back door money.
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 Mortgage News Daily
MBS LUNCH: 3 Year Note Auction Results And Reaction - 2 hours ago
Posted To: MBS CommentaryImmediately following the 3yr Treasury Note auction, treasuries weakened while MBS held steady. Since then, MBS have lost a few ticks, but the 4.5 remains positive on the day, up 1 tick at 101-07. The 10yr note is also up a tick leaving the yield just under 3.72. The 10yr's post auction selling turned the corner very much in line with yesterday's high yields suggesting a shift of guidance to tomorrow's auction. . MBS is building a case for support just over 101-06, but as volume remains fairly light, again, the emphasis is even more squarely on tomorrow's auction than it already was. Until/Unless 101-06 breaks down in a significant way, the chances of reprices for the worse remain limited to "knee-jerk only," but we're not seeing justification for that. In 10yr...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
MBS MORNING: Fed President Reminds About Labor Market Weakness - 4 hours ago
Posted To: MBS CommentaryI am kinda bummed no one laughed at my Kathy Ireland reference in MBS OPEN . Her dress was so tight you could see her liver processing the booze (that's a rumor). I suppose I could have poked fun at Sarah Jessica Parker's "Queen of the Nile" get-up. Ugh. You guys are killing me. Is this one of those "you had to be there" jokes? I know I am setting myself up to be mocked because I watched the Oscars...but come on, there is humor in everything we do. (Like I said, I lost control of the remote. Other men: don't pretend you didn't watch. You know what I am talking about here!) Ok I am done pretending I am Perez Hilton. HAHA back to the markets. Chicago Fed President Charles Evans, a middle of the road on inflation non-FOMC voter, shared prepared remarks with...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Empty Econ Calendar Helps Mortgage Rates Hold Steady. Auctions Biggest Reprice Threat - 4 hours ago
Posted To: Mortgage Rate WatchAfter last week’s rates roller coaster ride that forced multiple reprices for the better and the worse, yesterday was quite boring. Mortgage rates held steady as prices of mortgage backed securities never moved too far in either direction. With very little price volatility, lenders left rate sheets unchanged on the day near the best rates of 2010. There are no major economic reports scheduled for release today. With no economic data hitting the news wires this morning, today’s trading action, like yesterday, has been slow. AQ recapped some events that happened overnight which have affected the flow of money in markets today. HERE it is if you are interested. The only event on the calendar with the ability to move mortgage rates is the first of three treasury auctions for the week...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Second Mortgages in the Spotlight; Reverse Repurchase Primer; My Opinion on Mortgage Rates After the Fed; Provident Cuts Interest Only - 4 hours ago
Posted To: Pipeline PressOften I start the commentary off saying something witty, but I couldn't think of anything clever so I thought I'd suggest you take a look at this video about, of all things, seat belts. It is making the rounds, and with good reason. The Federal Reserve has a little more than ten business days to complete their well-publicized purchase of agency mortgage-backed securities (MBS). Last week it bought $10 billion, breaking their 3-week streak of $11 billion. Only fixed-rate agency MBS securities guaranteed by Fannie Mae, Freddie Mac and Ginnie Mae are/were eligible assets for the program. Everyone knows that the end of the program is imminent. I am going to go out on a limb here, which is rare for me, and suggest that the consultants, market gurus, bloggers, paid services, etc., who firmly...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
MBS OPEN: Flight to Quality in Light Trading Volume - 6 hours ago
Posted To: MBS CommentaryGood Morning. Happy Standardized Test Tuesday! My nephew has Maryland School Assessment tests today, we were pre-gaming this morning. I remember those days pretty well...mostly because they were so incredibly boring and slow. Also because the test's time slots subtracted from favored subjects such as recess and P.E. What I should really be saying is HAPPY FLIGHT TO QUALITY TUESDAY!!! While you were sleeping, a senior director at Fitch Ratings by the name of Paul Rawkins told folks at a conference in London that Portugal's "pedestrian approach is a concern for us". Notice I didn't mention anything about Greece??? Yeh. Thats because more than one EU country is facing some sort of ratings downgrade. Whether or not these concerns are truly legitimate or a target of trader...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it. |
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Your Equity Services
23004 SE 41st Place
Sammamish, WA 98075
Office Phone: (425) 392-2295 Fax: (425) 392-2243
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