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MBS RECAP: Despite Strong Data, Bonds Remain Focused on Fed
9/25/2018 3:35 PM
Posted To: MBS CommentaryBonds began the day in weaker territory this morning, and they didn't need anyone to twist their arm in getting there. That was our first clue that traders are simply positioned extra defensively ahead of tomorrow's FOMC events (announcement, forecasts, and press conference...
Mortgage Rates Unchanged to Slightly Higher
9/25/2018 2:34 PM
Posted To: Mortgage Rate WatchMortgage rates were unchanged for some lenders today while others were in slightly higher territory. Either way, that leaves the average lender at the highest levels in more than 7 years. For what it"s worth, there are a few lenders that were slightly worse off for a day or two ear...
Home Prices Slowing Their Momentum, Catching up With Housing
9/25/2018 9:39 AM
Posted To: MND NewsWireBoth of the major home price indexes that were released this morning showed continued deceleration in the rate of appreciation, even though July is usually one of the strongest months of the year for home price gains. The Federal Housing Finance Agency"s (FHFA"s) House Price Index (HPI) and most va...
MBS Day Ahead: Here"s The Wind-Up
9/25/2018 8:11 AM
Posted To: MBS CommentaryWe talk sometimes about bonds taking a "lead-off" (like in that sport that a few of us still remember). Well, at least I talk about bonds taking a lead-off. In baseball, it's pretty much a given any time a runner is on base. The only question is whether the runner mai...
LO Jobs; Digital, QC Products; Lender M&A; Fast Approaching Training and Events
9/25/2018 8:04 AM
Posted To: Pipeline PressThe U.S. economy and job market are firing on nearly all cylinders (hence higher rates) but the housing market has essentially stalled. Here’s a stat that most real estate agents and lenders will agree with: Home purchases by international buyers are down 21% i...
MBS RECAP: Bonds Biding Time Until Wednesday
9/24/2018 3:36 PM
Posted To: MBS CommentaryHave you heard? The Fed announcement is coming up on Wednesday. While you've undoubtedly heard about that more than a few times (unless this is your first day here, in which case, welcome!), it continues to bear repeating, largely because bonds aren't doing anything to sugg...
Mortgage Rates Treading Water Near Long-Term Highs
9/24/2018 2:38 PM
Posted To: Mortgage Rate WatchMortgage rates are having a bleak September, having risen at least an eighth of a percentage point in all cases and by a quarter of a point in many cases. Depending on the lender and scenario, conventional 30yr fixed rates of 5.0% aren"t out of the question although 4.875% remains ...
Housing Market Struggles to Keep Pace With US Economy
9/24/2018 11:18 AM
Posted To: MND NewsWireFreddie Mac"s Economic and Housing Research Group said on Monday that the U.S. economy and job market are firing on nearly all cylinders , "but the housing market has essentially stalled ." The solid growth of the U.S. economy during the second quarter, an increase of 4.2 percent and exceeding fore...
MBS Day Ahead: Bonds Gearing Up For Unfriendly Fed
9/24/2018 8:11 AM
Posted To: MBS CommentaryIt would be a tad dramatic to say that rates are at a crossroads as we head into the end of September, unless there's any additional weakness this week. That's because any additional weakness will bring yields closer to breaking 2018's previous high of 3.128% set on May...
Broker and DTC Products; Conventional Conforming News, Wells" LTV Change; USAA layoffs
9/24/2018 8:03 AM
Posted To: Pipeline PressWe’re now officially in autumn, one week left in the 3rd quarter. Most states in the U.S. don’t change their clocks until November 4th, but in Europe they are doing in 2019 what many in this country wish the government would do: We’re now officially...